प्राइम कमर्सियल बैंकको नयाँ निक्षेप ब्याजदरPrime Commercial Bank New Deposit Interest Rates
- वर्ग:Category:
- Interest Rates
- प्रकाशित मिति:Published:
- Published on June 14, 2026
Effective From 01st Ashadh 2083 (15th June 2026)
LCY Savings Deposit
Minimum Balance Interest Rate (% P.A.)
Prime Baideshik Remit Bachat Khata - 4.51
Prime Premium Remit Bachat Khata - 4.51
Prime Remit Savings - 4.51
| Prime Jeevan Surakshya Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Corporate Staff Savings Account NPR | 25,000.00 | 3.51 |
| Prime Supreme Nari Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Karmachari Bachat Khata NPR | 2,500.00 | 3.51 |
| Prime Supreme Jestha Nagarik Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Bachat Khata NPR | 5,000.00 | 2.76 |
| Prime Premium Jestha Nagarik Bachat Khata NPR | 1,000.00 | 2.76 |
| Prime Premium Nari Bachat Khata NPR | 1,000.00 | 2.76 |
| Prime Premium Karmachari Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sahaj Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sunaulo Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sarba Sulabh Bachat Khata NPR | 100.00 | 2.76 |
| Prime Deposit Plus NPR | 1,000.00 | 2.76 |
All Other Savings Accounts (Except Mentioned Above) - 2.76
LCY Recurring Deposit - Individual
Minimum Amount Tenure Interest Rate (% P.A.)
| Prime Recurring Deposit Account NPR | 1,000.00 | 1 | 3.00 |
| Prime Recurring Deposit Account NPR | 1,000.00 | 4.00 | |
| Prime Recurring Remit Deposit Account NPR | 1,000.00 | 1 | 4.00 |
| Prime Recurring Remit Deposit Account NPR | 1,000.00 | 5.00 |
LCY Fixed Deposit
Tenure Individual Individual - Remittance Institutional
3 Months to Below 6 Months 2.80 3.80 N/A
6 Months to Below 1 Year 2.90 3.90 2.75
1 Year to Below 2 Years 3.00 4.00 2.75
2 Years & Above 4.00 5.00 2.75
LCY Call Deposit Rate
up to 1.37% P.A.
FCY Deposit
Interest Rate (% P.A.)
Currency Savings Deposit Fixed Deposit Call Deposit
| USD | 1.75 | 3.25 | 1.00 |
| EURO | 0.50 | 1.50 | 0.25 |
| GBP | 0.50 | 1.50 | 0.25 |
| JPY | 0.50 | 1.50 | 0.25 |
For other FCY Deposit: Available on request
For FCY Remittance Deposit minimum 1% additional interest rate shall be provided
FCY Fixed Deposit tenure shall be 3 months and above for Individual, 6 months and above
FCT Fixed Deposit tenure shall be 3 months and above for individual, 6 months and above for institutions
Lending Rates Interest Rate (% P.A.)
Deprived Sector (Institutional) Base Rate + up to 5.00
Deprived Sector (Retail) Base Rate + up to 5.00
Working Capital Loan Base Rate + up to 5.00
Cash Credit Base Rate + up to 5.00
Demand Loan Base Rate + up to 5.00
Term Loan Base Rate + up to 5.00
Trust Receipt Loan Base Rate + up to 5.00
Export Credit Base Rate + up to 5.00
SME Loan Base Rate + up to 5.00
Hire Purchase Loan- Commercial Vehicle Base Rate + up to 5.00
Hire Purchase Loan-Private Vehicle Base Rate + up to 5.00
Loan against Fixed Deposit held with our Bank Coupon Rate + up to 2.00
Mortgage Overdraft Loan Base Rate + up to 5.00
Mortgage Term Loan Base Rate + up to 5.00
Loan against Government Bond Base Rate + up to 2.00
Loan against Share Base Rate + up to 5.00
Professional Loan Base Rate + up to 5.00
Consortium Loan As per Consortium Decision
Bridge Gap Loan Base Rate + up to 5.00
Education Loan Base Rate + up to 5.00
Prime Home Loan Base Rate + up to 5.00
Prime Home Loan - Repair Base Rate + up to 5.00
Prime Agriculture Loan Base Rate + up to 5.00
Prime Laghu Udhyam Loan Base Rate + up to 5.00
Prime Self Employment Loan Base Rate + up to 5.00
Prime Consumption Loan Base Rate + up to 5.00
Prime Personal Loan Base Rate + up to 5.00
Equipment Loan Base Rate + up to 5.00
Loan against Gold & Silver Base Rate + up to 5.00
Prime Bewashaya Jeevan Rakshya Karja Base Rate + up to 5.00
Fixed Lending Rates Interest Rate (% P.A.)
Prime Home Loan 9.00-11.00
Prime Hire Purchase Loan 9.00-11.00
Mortgage Loan 9.00-11.00
Other Personal Nature Loan 9.00-11.00
1. Interest rate on foreign currency loans shall be determined on deal to deal basis as per market movement subject to applicable NRB guidelines.
2. Interest rate on loan products directed by NRB for any specific sector shall be as per NRB guidelines.
3. The interest rate difference between loans of similar nature shall be as per the NRB Directive no. 15/082.
SWIFT Code: PCBLNPKA, Tel: 01-4523433
Effective From 01st Ashadh 2083 (15th June 2026)
LCY Savings Deposit
Minimum Balance Interest Rate (% P.A.)
Prime Baideshik Remit Bachat Khata - 4.51
Prime Premium Remit Bachat Khata - 4.51
Prime Remit Savings - 4.51
| Prime Jeevan Surakshya Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Corporate Staff Savings Account NPR | 25,000.00 | 3.51 |
| Prime Supreme Nari Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Karmachari Bachat Khata NPR | 2,500.00 | 3.51 |
| Prime Supreme Jestha Nagarik Bachat Khata NPR | 5,000.00 | 3.51 |
| Prime Supreme Bachat Khata NPR | 5,000.00 | 2.76 |
| Prime Premium Jestha Nagarik Bachat Khata NPR | 1,000.00 | 2.76 |
| Prime Premium Nari Bachat Khata NPR | 1,000.00 | 2.76 |
| Prime Premium Karmachari Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sahaj Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sunaulo Bachat Khata NPR | 100.00 | 2.76 |
| Prime Sarba Sulabh Bachat Khata NPR | 100.00 | 2.76 |
| Prime Deposit Plus NPR | 1,000.00 | 2.76 |
All Other Savings Accounts (Except Mentioned Above) - 2.76
LCY Recurring Deposit - Individual
Minimum Amount Tenure Interest Rate (% P.A.)
| Prime Recurring Deposit Account NPR | 1,000.00 | 1 | 3.00 |
| Prime Recurring Deposit Account NPR | 1,000.00 | 4.00 | |
| Prime Recurring Remit Deposit Account NPR | 1,000.00 | 1 | 4.00 |
| Prime Recurring Remit Deposit Account NPR | 1,000.00 | 5.00 |
LCY Fixed Deposit
Tenure Individual Individual - Remittance Institutional
3 Months to Below 6 Months 2.80 3.80 N/A
6 Months to Below 1 Year 2.90 3.90 2.75
1 Year to Below 2 Years 3.00 4.00 2.75
2 Years & Above 4.00 5.00 2.75
LCY Call Deposit Rate
up to 1.37% P.A.
FCY Deposit
Interest Rate (% P.A.)
Currency Savings Deposit Fixed Deposit Call Deposit
| USD | 1.75 | 3.25 | 1.00 |
| EURO | 0.50 | 1.50 | 0.25 |
| GBP | 0.50 | 1.50 | 0.25 |
| JPY | 0.50 | 1.50 | 0.25 |
For other FCY Deposit: Available on request
For FCY Remittance Deposit minimum 1% additional interest rate shall be provided
FCY Fixed Deposit tenure shall be 3 months and above for Individual, 6 months and above
FCT Fixed Deposit tenure shall be 3 months and above for individual, 6 months and above for institutions
Lending Rates Interest Rate (% P.A.)
Deprived Sector (Institutional) Base Rate + up to 5.00
Deprived Sector (Retail) Base Rate + up to 5.00
Working Capital Loan Base Rate + up to 5.00
Cash Credit Base Rate + up to 5.00
Demand Loan Base Rate + up to 5.00
Term Loan Base Rate + up to 5.00
Trust Receipt Loan Base Rate + up to 5.00
Export Credit Base Rate + up to 5.00
SME Loan Base Rate + up to 5.00
Hire Purchase Loan- Commercial Vehicle Base Rate + up to 5.00
Hire Purchase Loan-Private Vehicle Base Rate + up to 5.00
Loan against Fixed Deposit held with our Bank Coupon Rate + up to 2.00
Mortgage Overdraft Loan Base Rate + up to 5.00
Mortgage Term Loan Base Rate + up to 5.00
Loan against Government Bond Base Rate + up to 2.00
Loan against Share Base Rate + up to 5.00
Professional Loan Base Rate + up to 5.00
Consortium Loan As per Consortium Decision
Bridge Gap Loan Base Rate + up to 5.00
Education Loan Base Rate + up to 5.00
Prime Home Loan Base Rate + up to 5.00
Prime Home Loan - Repair Base Rate + up to 5.00
Prime Agriculture Loan Base Rate + up to 5.00
Prime Laghu Udhyam Loan Base Rate + up to 5.00
Prime Self Employment Loan Base Rate + up to 5.00
Prime Consumption Loan Base Rate + up to 5.00
Prime Personal Loan Base Rate + up to 5.00
Equipment Loan Base Rate + up to 5.00
Loan against Gold & Silver Base Rate + up to 5.00
Prime Bewashaya Jeevan Rakshya Karja Base Rate + up to 5.00
Fixed Lending Rates Interest Rate (% P.A.)
Prime Home Loan 9.00-11.00
Prime Hire Purchase Loan 9.00-11.00
Mortgage Loan 9.00-11.00
Other Personal Nature Loan 9.00-11.00
1. Interest rate on foreign currency loans shall be determined on deal to deal basis as per market movement subject to applicable NRB guidelines.
2. Interest rate on loan products directed by NRB for any specific sector shall be as per NRB guidelines.
3. The interest rate difference between loans of similar nature shall be as per the NRB Directive no. 15/082.
SWIFT Code: PCBLNPKA, Tel: 01-4523433