वित्तीय विवरण तथा संस्थागत सुशासन सम्बन्धी त्रैमासिक प्रतिवेदनQuarterly Disclosure Report on Financials and Corporate Governance
- वर्ग:Category:
- Financial Analysis
- प्रकाशित मिति:Published:
- Published on November 16, 2026
There is no legal proceeding by or against the company in the current period.
4. Corporate Governance:
We declare that we comply with the provision of Corporate Governance Directives, 2075 issued by Nepal Insurance Authority and other prevailing laws & regulation to which company shall adhere to.
5. Regulatory limit on expenses ratio:
| Particulars Current Year Upto this Quarter (YTD) Previous Year Upto this Quarter (YTD) | ||
| Total Management Expenditure | 274,110,499 | 265,620,785 |
| Agent related Expenditure | 29,789,398 | 20,276,043 |
| Total Premium | 3,570,681,403 | 2,952,706,051 |
| First Premium | 943,375,574 | 681,677,595 |
Total Management Expenditure as percentage of Total Premium 7.68% 9.00%
Agent related Expenditure as percentage of First Premium 3.16% 2.97%
6. Any other disclosure as deemed relevant
No any other disclosures.
Disclosure as required by Rule 26 (1) of Annexure 14 of Securities Listing and Issue Directives, 2073
1. Financial Statements
The Interim Financial Report have been prepared as per the Quarterly Financials Circular, 2080 issued by Nepal Insurance Authority
2. Major Financial Indicators
Earnings per Share (Annualised) 8.22
PE Ratio 51.84
Networth per share 137.73
Assets per share 1246.52
3. Management Analysis
The transactions of the company for the First Quarter of FY 2083-84 can be summarized as belows:
| Particulars | Q1 FY 2083-84 | Q1 FY 2082-83 |
|---|---|---|
| Total Premium | 3,570,681,403 | 2,952,706,051 |
| Life Insurance Fund | 54,239,204,183 | 43,834,691,224 |
| Net Profits | 102,957,001 | 122,490,743 |
| Total Investments | 52,508,845,751 | 43,419,084,381 |
4. Legal Proceedings
There are no legal proceedings against the company or by the company during this period.
5. Details of Share Transactions
The shares of the companies are listed and actively traded in Nepal Stock Exchange Limited. The details of the share transactions of the company are mentioned below:
Maximum Rate 427.90
Minimum Rate 390.20
Closing Price 426.00
No. of Transactions 7,099
No. of Transaction days 61 days
6. Problems and Threats
Lack of awareness among general public, absence of reliable database to develop new products and policies, general economic crisis across the globe are the major problems and threats to life insurance industry at present.
7. Corporate Good Governance
The Company has a strong internal control which is regulary supervised and monitored through various committees and sub committees formed. It has adopted the latest IT infrastructures and facilities so as to maintain transparency and governance. The company has complied with the directives and circulars issued by Nepal Insurance Authority and other regulators.
8. Declaration by the Chief Executive Officer
I personally take responsibility of true and fair presentation of information and statements made in this report and to the best of my knowledge, no any information relevant to make informed decision by the investors, has been knowingly omitted while preparing this report.
There is no legal proceeding by or against the company in the current period.
4. Corporate Governance:
We declare that we comply with the provision of Corporate Governance Directives, 2075 issued by Nepal Insurance Authority and other prevailing laws & regulation to which company shall adhere to.
5. Regulatory limit on expenses ratio:
| Particulars Current Year Upto this Quarter (YTD) Previous Year Upto this Quarter (YTD) | ||
| Total Management Expenditure | 274,110,499 | 265,620,785 |
| Agent related Expenditure | 29,789,398 | 20,276,043 |
| Total Premium | 3,570,681,403 | 2,952,706,051 |
| First Premium | 943,375,574 | 681,677,595 |
Total Management Expenditure as percentage of Total Premium 7.68% 9.00%
Agent related Expenditure as percentage of First Premium 3.16% 2.97%
6. Any other disclosure as deemed relevant
No any other disclosures.
Disclosure as required by Rule 26 (1) of Annexure 14 of Securities Listing and Issue Directives, 2073
1. Financial Statements
The Interim Financial Report have been prepared as per the Quarterly Financials Circular, 2080 issued by Nepal Insurance Authority
2. Major Financial Indicators
Earnings per Share (Annualised) 8.22
PE Ratio 51.84
Networth per share 137.73
Assets per share 1246.52
3. Management Analysis
The transactions of the company for the First Quarter of FY 2083-84 can be summarized as belows:
| Particulars | Q1 FY 2083-84 | Q1 FY 2082-83 |
|---|---|---|
| Total Premium | 3,570,681,403 | 2,952,706,051 |
| Life Insurance Fund | 54,239,204,183 | 43,834,691,224 |
| Net Profits | 102,957,001 | 122,490,743 |
| Total Investments | 52,508,845,751 | 43,419,084,381 |
4. Legal Proceedings
There are no legal proceedings against the company or by the company during this period.
5. Details of Share Transactions
The shares of the companies are listed and actively traded in Nepal Stock Exchange Limited. The details of the share transactions of the company are mentioned below:
Maximum Rate 427.90
Minimum Rate 390.20
Closing Price 426.00
No. of Transactions 7,099
No. of Transaction days 61 days
6. Problems and Threats
Lack of awareness among general public, absence of reliable database to develop new products and policies, general economic crisis across the globe are the major problems and threats to life insurance industry at present.
7. Corporate Good Governance
The Company has a strong internal control which is regulary supervised and monitored through various committees and sub committees formed. It has adopted the latest IT infrastructures and facilities so as to maintain transparency and governance. The company has complied with the directives and circulars issued by Nepal Insurance Authority and other regulators.
8. Declaration by the Chief Executive Officer
I personally take responsibility of true and fair presentation of information and statements made in this report and to the best of my knowledge, no any information relevant to make informed decision by the investors, has been knowingly omitted while preparing this report.