सालपा विकास बैंकको ब्याजदर सम्बन्धी सूचनाSalapa Bikas Bank Interest Rates Effective 1st Kartik 2083

Interest Rates

Effective from 1st Kartik, 2083

Saving Deposits

S.N PRODUCT Interest Rate (% p.a)

1 Nari Saving 2.75%

2 Student Saving 2.75%

3 Jestha Nagarik Saving 2.75%

4 Promoter Saving 3.00%

5 Pension Saving 2.75%

6 Bal Bachat 2.75%

7 Normal Saving 2.75%

8 Staff Saving 3.00%

9 Khutruke Bachat 2.75%

10 Sabaiko Bachat Khata 2.75%

11 Salapa Special Saving 2.75%

12 Remit Saving 4.00%

13 Samajik Suraksya Saving 2.75%

14 Salapa Staff Saving 3.00%

15 Life Saving 2.75%

16 High Education Saving 2.75%

17 Microfinance Saving 2.75%

Fixed Deposits

S.N PRODUCT Interest Rate (%p.a)

1 Three to Nine months individual 4.50%

1 Three to Nine months Institution 4.00%

2 One year individual 5.00%

2 One year Institution 4.25%

3 Two year and above individual 5.50%

3 Two year and above Institution 5.00%

4 Remit FD individual FD + 1%

Recurring Fixed Deposits

S.N TIME PERIOD Interest Rate (%p.a)

1 1 year 4.00%

2 2 years 4.50%

3 5 Yeas & above 3.50%

Call Deposit

S.N Product Interest Rate (%p.a)

1 Call Account Upto 1.37%

Loans

S.N PRODUCT PREMIUM

1 Cash Credit Loan/Personal Overdraft Loan/Personal and Business Term Loan/Agriculture Loan/ Schedule Deprived Sector Loan/ Deprived Loan /Microfinance Loan/ Professional Loan (OD)/ Professional Loan (Term)/Gold Loan/ Micro Credit Lending (one year to 10 years) Base Rate + up to 5%

2 Women empowerment loan (Subsidy) Base Rate – 6% + 2%

3 Agriculture loan (Subsidy) Base Rate – 5% + 2%

4 Loan against Fixed Deposit (up to 90%) Coupon Rate +2% or Base Rate+0% whichever is higher

Three Months Average Base Rate of Bhadra, 2083 9.61%

Additional Information

I. Interest in saving, call and fixed deposits is paid on quarterly basis.

II. Interest rates on call accounts are negotiated and may vary subject to market conditions.

III. The remittance fixed deposit product is applicable to individuals only.

IV. Premium rate of each borrower shall be determined subject to loan type and Internal Credit Risk Rating Assessment.