सांग्रिला डेभलपमेन्ट बैंकको नयाँ ब्याजदर प्रकाशनShangri-la Development Bank: New Interest Rates Effective from Ashwin 01, 2083

Interest Rates (Per Annum)

Effective from Ashwin 01, 2083 (September 17, 2026)

DEPOSIT

PRODUCT TYPE MINIMUM BALANCE INTEREST RATE INTEREST POSTING FREQUENCY

Loan Operating, Current A/c 0 to 5000 - NA

CALL DEPOSIT

Co-Ops Call Account 1000 Up to 1.37% Quarterly

BFI Call Account 5000 Up to 1.37% Quarterly

Corporate Call A/C 100 Up to 1.37% Quarterly

Call Account Others 100 Up to 1.37% Quarterly

Special Call A/c 5000 Up to 1.37% Quarterly

SAVING DEPOSIT

Staff Saving Account - 2.75% Quarterly

Normal Saving Account - 2.75% Quarterly

Bal Bhabishya Bachat Khata 100 2.75% Quarterly

Pewa Bachat Khata 100 2.75% Quarterly

Nari Bachat Khata 100 2.75% Monthly

Jestha Nagarik Bachat Khata 500 2.75% Monthly

Gurkha Saving Account 500 2.75% Quarterly

Salary Saving Account 500 2.75% Quarterly

Shareholder Saving Account 100 2.75% Quarterly

Shangri-la Super Premium Bachat 1000 2.75% Quarterly

Bidhharthi Bachat Khata - 2.75% Quarterly

Group Saving-MF Account - 2.75% Quarterly

Personal Saving-MF Account - 2.75% Quarterly

Micro Finance Saving Account 5000 2.75% Quarterly

Karmachari Sulav Bachat Khata - 2.75% Quarterly

Recurring Account 100 2.75% Quarterly

Samajik Surakchya Bachat Khata - 2.75% Quarterly

Shangri-la Sambriddhi Bachat Khata 5000 2.75% Monthly

Shangri-la Pay roll Account - 2.75% Monthly

Shangrila Naulo Bachat Account 5000 2.75% Monthly

Mero Shangri-la Bachat Khata 5000 2.75% Quarterly

Shangri-la Uchhatam Bachat Khata 5000 2.75% Quarterly

Swornim Nari Bachat Khata 1000 2.75% Quarterly

Shangri-la Green Saving Account 500 2.75% Quarterly

Surakshit Bal Bachat Khata 1000 2.75% Quarterly

Buddha Bhumi Bachat Khata 5000 2.75% Quarterly

Sunaulo Remittance Account 100 3.75% Quarterly

FIXED DEPOSIT

Individual

Period Interest Rate (Monthly/Quarterly/Maturity)

3 Months to 1 Year 2.75%

Above 1 Years to 3 Years 3.00%

Above 3 Years to 5 Years 3.50%

Above 5 Years 4.28%

Remittance FD 1% additional on above FD interest rates as per time period.

Institutional

Period Interest Rate (Quarterly/ Maturity)

6 Months and Above 2.75%

LOAN (Base Rate+ Premium Rate)

INDIVIDUAL LOAN PREMIUM RATE

Personal OD Up to 3.99%

Easy Term Up to 3.99%

Home Loan Up to 3.99%

Hire Purchase Loan Up to 3.99%

Share/Security Loan Up to 3.99%

Guarantee Loan Up to 3.99%

Gold And Silver Loan Up to 3.99%

Foreign Employment Up to 3.99%

Education Loan Up to 3.99%

Auto Loan - Private Up to 3.99%

Personal Demand Loan Up to 3.99%

Loan Against FDR Coupon Rate + 3%

CORPORATE LOAN

Business OD Up to 3.99%

Term Loan Up to 3.99%

Vehicle Loan Up to 3.99%

SME Loan - OD Up to 3.99%

SME Loan - Term Up to 3.99%

Demand Loan Up to 3.99%

Agriculture Loan -OD Up to 3.99%

Agriculture Loan -Term Up to 3.99%

Industry Loan - OD Up to 3.99%

Industry Loan - Term Up to 3.99%

Energy Loan - OD Up to 3.99%

Energy Loan - Term Up to 3.99%

Tourism Loan - OD Up to 3.99%

Tourism Loan - Term Up to 3.99%

Real Estate Loan - OD Up to 3.99%

Real Estate Loan - Term Up to 3.99%

Bridge Gap Loan Up to 3.99%

DEPRIVED SECTOR LOAN

Deprived - General Up to 4.99%

Seasonal Loan Up to 4.99%

Micro Enterprise Up to 4.99%

Low - Cost Housing Up to 4.99%

Deprived Loan- Other Up to 4.99%

Micro Hydro Up to 4.99%

Wholesale Lending Up to 2%

Consortium Loan As per Agreement

FIXED RATE FOR PERSONAL TERM LOAN

Up to 7 Years 10.99%

Deprived Sector Loans: In case of deprived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.

As of Shrawan End 2083 Base Rate: 5.51%

Note: Interest Rate of Loans and Advances shall be Average Base Rate Plus Premium Rate.