सांग्रिला डेभलपमेन्ट बैंकको नयाँ ब्याजदर (२०८३ श्रावण १ देखि)Shangri-la Development Bank's New Interest Rates (Effective Shrawan 01, 2083)

Shangri-la Development Bank Ltd.

A Foundation for Local Development

Head Office: Baluwatar, Kathmandu

Ph: 01-4521861/62

Interest Rates (Per Annum)

Effective from Shrawan 01, 2083 (July 17, 2026)

DEPOSIT

PRODUCT TYPE MINIMUM BALANCE INTEREST RATE INTEREST POSTING FREQUENCY

Loan Operating, Current A/c 0 to 5000 - NA

CALL DEPOSIT

Co-Ops Call Account 1000 Up to 1.37% Quarterly

BFI Call Account 5000 Up to 1.37% Quarterly

Corporate Call A/C 100 Up to 1.37% Quarterly

Call Account Others 100 Up to 1.37% Quarterly

Special Call A/c 5000 Up to 1.37% Quarterly

SAVING DEPOSIT

Staff Saving Account - 2.75% Quarterly

Normal Saving Account - 2.75% Quarterly

Bal Bhabishya Bachat Khata 100 2.75% Quarterly

Pewa Bachat Khata 100 2.75% Quarterly

Nari Bachat Khata 100 2.75% Monthly

Jestha Nagarik Bachat Khata 500 2.75% Monthly

Gurkha Saving Account 500 2.75% Quarterly

Salary Saving Account 500 2.75% Quarterly

Shareholder Saving Account 100 2.75% Quarterly

Shangri-la Super Premium Bachat 1000 2.75% Quarterly

Bidhharthi Bachat Khata - 2.75% Quarterly

Group Saving-MF Account - 2.75% Quarterly

Personal Saving-MF Account - 2.75% Quarterly

Micro Finance Saving Account 5000 2.75% Quarterly

Karmachari Sulav Bachat Khata - 2.75% Quarterly

Recurring Account 100 2.75% Quarterly

Samajik Surakchya Bachat Khata - 2.75% Quarterly

Shangri-la Sambriddhi Bachat Khata 5000 2.75% Monthly

Shangri-la Pay roll Account - 2.75% Monthly

Shangrila Naulo Bachat Account 5000 2.75% Monthly

Mero Shangri-la Bachat Khata 5000 2.75% Monthly

Shangri-la Uchhatam Bachat Khata 5000 2.75% Quarterly

Swornim Nari Bachat Khata 1000 2.75% Quarterly

Shangri-la Green Saving Account 500 2.75% Quarterly

Surakshit Bal Bachat Khata 1000 2.75% Quarterly

Buddha Bhumi Bachat Khata 5000 2.75% Quarterly

Sunaulo Remittance Account 100 3.75% Quarterly

FIXED DEPOSIT

Individual

Period Interest Rate (Monthly/Quarterly/Maturity)

3 Months to 1 Year 2.75%

Above 1 Year to 2 Years 2.90%

Above 2 Years to 3 Years 3.00%

Above 3 Years to 4 Years 3.15%

Above 4 Years to 5 Years 3.25%

Above 5 Years 4.59%

Remittance FD 1% additional on above FD interest rates as per time period.

Institutional

Period Interest Rate (Quarterly/ Maturity)

6 Months and Above 2.75%

LOAN (Base Rate+ Premium Rate)

INDIVIDUAL LOAN PREMIUM RATE

Personal OD Up to 3.99%

Easy Term Up to 3.99%

Home Loan Up to 3.99%

Hire Purchase Loan Up to 3.99%

Share/Security Loan Up to 3.99%

Guarantee Loan Up to 3.99%

Gold And Silver Loan Up to 3.99%

Foreign Employment Up to 3.99%

Education Loan Up to 3.99%

Auto Loan - Private Up to 3.99%

Personal Demand Loan Up to 3.99%

Loan Against FDR Coupon Rate + 3%

CORPORATE LOAN

Business OD Up to 3.99%

Term Loan Up to 3.99%

Vehicle Loan Up to 3.99%

SME Loan - OD Up to 3.99%

SME Loan - Term Up to 3.99%

Demand Loan Up to 3.99%

Agriculture Loan - OD Up to 3.99%

Agriculture Loan - Term Up to 3.99%

Industry Loan - OD Up to 3.99%

Industry Loan - Term Up to 3.99%

Energy Loan - OD Up to 3.99%

Energy Loan - Term Up to 3.99%

Tourism Loan - OD Up to 3.99%

Tourism Loan - Term Up to 3.99%

Real Estate Loan - OD Up to 3.99%

Real Estate Loan - Term Up to 3.99%

Bridge Gap Loan Up to 3.99%

DEPRIVED SECTOR LOAN

Deprived - General Up to 4.99%

Personal Loan Up to 4.99%

Micro Enterprise Up to 4.99%

Low - Cost Housing Up to 4.99%

Deprived Loan- Other Up to 4.99%

Micro Hydro Up to 4.99%

Wholesale Lending Up to 2%

Consortium Loan As per Agreement

FIXED RATE FOR PERSONAL TERM LOAN

Up to 7 Years 10.99%

Deprived Sector Loans: In case of deprived sector loans to Senior Citizens, Dalit, Mukta Kamaiya, Baadi, Haliya, War Victim, Single Women and differently abled people, Interest rate below 1% than the published rate shall be applicable.

As of Jestha End 2083

Note: Interest Rate of Loans and Advances shall be Average Base Rate Plus Premium Rate.

Base Rate: 5.57%