NEPSE Heatmap

See the whole market at a glance.

Primary issues

Income & debt

Live market

Featured

Insights & Analysis

Expert reads and market education.

Explore

Read & learn

NEPSE Trading Network

The NEPSE Journal

Insights & Analysis

Market commentary, data deep-dives, and trading notes from the NEPSE Trading desk.

All Articles — Page 84

2780 posts

Top3 min read
Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework
Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework Nepal’s financial system continues to operate with a serious gap in sectoral risk assessment, raising concerns about long-term stability. While central banks in advanced and emerging economies rely on stress testing, forward-looking models, and granular industry data to anticipate systemic risks, Nepal’s regulatory framework remains constrained by limited information and incomplete analysis. This has left policymakers, banks, and investors navigating what experts describe as an “unknown unknown” environment. Although Nepal Rastra Bank has recently begun publishing sector-wise non-performing loan (NPL) and provisioning data, analysts argue that such disclosures are only a starting point. These figures should inform deeper background research rather than serve as policy endpoints. Without comprehensive sectoral diagnostics, lending and investment decisions continue to be driven more by market imitation than by evidence-based evaluation.
Dipesh Ghimire11 Jan, 2026
Top4 min read
Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies
Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies A comparison between Nepal and Papua New Guinea (PNG) reveals two fundamentally different approaches to banking regulation, pricing freedom, and market discipline. While Nepal’s banking sector is often regarded as mature in terms of institutional depth and regulatory coverage, its heavy reliance on strict controls has increasingly constrained market-driven decision-making. PNG, by contrast, follows a more liberal regulatory philosophy, allowing banks to operate with greater autonomy while placing responsibility for risk squarely on management and shareholders. Nepal’s banking system has expanded rapidly over the past two decades, with a large number of banks operating under detailed prudential rules. Interest rates, spreads, service charges, liquidity ratios, and even sectoral lending priorities are tightly guided by Nepal Rastra Bank. These controls were introduced to ensure stability in an emerging financial system, but critics argue that they now limit competition, innovation, and risk-based decision-making.
Dipesh Ghimire11 Jan, 2026
Prithvi Narayan Shah3 min read
Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State
Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State Prithvi Narayan Shah, the architect of Nepal’s unification, was not only a formidable military strategist but also a farsighted state-builder with a clear economic vision. While his military campaigns laid the territorial foundation of modern Nepal, his economic ideas shaped the principles of governance that sought to sustain the state beyond conquest. His economic thinking, deeply rooted in national interest and self-reliance, continues to hold relevance in Nepal’s policy discourse. Prithvi Narayan Shah viewed economic strength as inseparable from political sovereignty. His economic philosophy is most clearly articulated in the Divya Upadesh, where he emphasized that a weak economy would ultimately undermine even the strongest military state. For him, economic consolidation was not secondary to unification but a parallel and equally vital process.
Dipesh Ghimire11 Jan, 2026
Top3 min read
New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal
New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal The latest report titled “Small Area Poverty Estimation 2023” released by the National Statistics Office presents a stark and uneven picture of poverty in Nepal. While the headline figure shows that 20.27 percent of the population still lives below the poverty line, the data reveal far deeper disparities when poverty is examined across geography, provinces, districts, and local governments. At the national level, the report suggests gradual progress in reducing poverty over time. However, this progress has not been evenly distributed. Several districts and local governments, particularly in Karnali and Sudurpaschim provinces, continue to experience poverty levels far above the national average. The findings indicate that development gains have remained concentrated in certain regions, leaving large sections of the country behind.
Dipesh Ghimire11 Jan, 2026
Top3 min read
Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January
Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January The government is set to tighten controls on cash-based transactions by lowering the permissible cash transaction ceiling to Rs 500,000, effective from Magh 1. The new limit replaces the previous Rs 1 million threshold and is part of a broader effort to strengthen financial transparency and curb illicit money flows in the economy. The revised provision has been incorporated into the unified directives issued by Nepal Rastra Bank to banks and financial institutions. The central bank has instructed all regulated institutions to enforce the government’s decision, which was taken under the authority of the Asset (Money) Laundering Prevention Act, 2008 (2064 BS).
Dipesh Ghimire11 Jan, 2026
Top3 min read
Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode
Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode The dominance of banks and insurance companies in Nepal’s capital market has been steadily declining, marking a structural shift in the composition of the stock market. While banking and insurance stocks once overwhelmingly shaped market movements, recent data show their combined share in market capitalization has narrowed significantly as new sectors gain prominence. According to recent market statistics, the combined share of banks, financial institutions, and insurance companies has fallen to around 52.5 percent of total market capitalization, a sharp drop from nearly 72 percent recorded a few years ago. The contraction reflects the growing presence of companies from hydropower, manufacturing, tourism, investment, and other real sectors in the secondary market.
Dipesh Ghimire11 Jan, 2026
Advertisement
Switzerland Business Visa4 min read
Step-by-Step Guide for Applying Switzerland Business Visa from Nepal
If you are a Nepali citizen planning to travel to Switzerland for business purposes, such as meetings, conferences, or negotiations, you will need to apply for a Switzerland Business Visa. This visa allows you to stay for a short period (up to 90 days within a 180-day period) while engaging in professional activities. Here's a detailed step-by-step guide to help you through the process of applying for a business visa to Switzerland from Nepal.
Sandeep Chaudhary8 Jan, 2026
Switzerland eVisa4 min read
Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor
For Nepali nationals planning to visit Switzerland for business, tourism, or to visit family and friends, obtaining a Schengen eVisa (electronic visa) is a convenient option. Switzerland, being a part of the Schengen Area, allows travelers from Nepal to apply for different types of short-stay visas depending on the purpose of their trip. These visas can be applied online, primarily through VFS Global, an official partner for visa applications. Below is a detailed guide on how Nepali nationals can apply for an eVisa to Switzerland, including the different visa types available for business, tourism, and visitor purposes.
Sandeep Chaudhary8 Jan, 2026
Transit Visa to Switzerland3 min read
Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals
If you're a Nepali citizen traveling through Switzerland to another destination, you will need to apply for a Schengen Transit Visa. This visa allows you to transit through Switzerland for a short period, typically up to 24 hours, while on your way to a third country. The process for applying for this visa is fairly straightforward and can be completed through VFS Global. Here is a detailed breakdown of the required documents and steps for the application process.
Sandeep Chaudhary8 Jan, 2026
Visitor Visa for Switzerland3 min read
How to Secure a Visitor Visa for Switzerland from Nepal
If you're a Nepali citizen planning to visit Switzerland for tourism, family visits, or other short-term purposes, you will need to apply for a Schengen Visitor Visa. The application process for a Switzerland Visitor Visa is straightforward and can be completed online through VFS Global, the official partner for visa applications. Below is a step-by-step guide to help you secure your visitor visa to Switzerland.
Sandeep Chaudhary8 Jan, 2026

NEPSEtrading

Primary issues

Income & debt

Live market

Read & learn

NEPSE Trading Network

Insights & Analysis

All Articles — Page 84

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

How to Secure a Visitor Visa for Switzerland from Nepal

NEPSEtrading

Primary issues

Income & debt

Live market

Read & learn

NEPSE Trading Network

Insights & Analysis

All Articles — Page 84

Lack of Sectoral Risk Analysis Emerges as a Major Weakness in Nepal’s Financial Stability Framework

Nepal and Papua New Guinea: Two Banking Systems, Two Regulatory Philosophies

Prithvi Narayan Shah’s Economic Vision: Foundations of a Self-Reliant Nepali State

New Poverty Estimates Reveal Deep Regional and Local-Level Inequalities in Nepal

Cash Transaction Ceiling Cut to Rs 500,000 From Mid-January

Banking and Insurance Dominance in Nepal’s Capital Market Continues to Erode

Step-by-Step Guide for Applying Switzerland Business Visa from Nepal

Switzerland eVisa for Nepali Nationals – Business, Tourist, Visitor

Apply for Transit Visa to Switzerland: Requirements for Nepali Nationals

How to Secure a Visitor Visa for Switzerland from Nepal