कर्पोरेट डेभलपमेन्ट बैंकको नयाँ ब्याजदर प्रकाशन

Interest Rates

Effective from 1 Ashwin, 2083 (17th September, 2026)

Deposit

A. Saving Deposit Minimum Balance % Per Annum

1 Corporate Saving Account 100.00 2.85%

2 Corporate Nari Bachat Khata 1,000.00 3.00%

3 Corporate Senior Saving 1,000.00 2.90%

4 Corporate Student Saving 100.00 2.90%

5 Corporate Bal Bachat 1,000.00 2.90%

6 Corporate Higher Saving 10,000.00 3.15%

7 Corporate Fast Track 15,000.00 3.45%

8 Corporate Patron 20,000.00 3.55%

9 Super Corporate Saving 100,000.00 3.75%

10 Corporate Golden Saving 200,000.00 4.00%

11 Staff Saving Account - 4.10%

12 Social Security Account - 2.85%

13 Call Account upto - 1.42%

B. Recurring Account Minimum Balance % Per Annum

1 3 Year Corporate Recurring 1,000.00 4.00%

2 5 Year Corporate Recurring 1,000.00 4.25%

3 Above 5 Years Recurring 100,000.00 4.75%

4 Corporate Fixed Return 100,000.00 4.75%

5 Corporate Fifty Fixed 100,000.00 4.25%

C. Fixed Deposit Minimum Balance Individual Minimum 3 Months Corporate Minimum 6 Months

1 3 Months - 3.50% -

2 6 Months To 9 Months - 3.75% 2.85%

3 1 Year - 4.25% 3.25%

4 Above 1 Year To 2 Years - 4.50% 3.50%

5 Above 2 Years To 3 Years - 5.00% 4.25%

6 Above 3 Years To 5 Years - 5.25% 4.50%

7 Above 5 Years - 5.50% 4.75%

Loan and Advances

D. Loan and Advances Premium Over Base Rate (% p.a.)

1 Business Loan 1.00% to 3.00%

2 Industrial Loan 1.00% to 3.00%

3 Home Loan 1.00% to 3.00%

4 Vehicle Loan/Auto Loan 1.50% to 3.50%

5 Education Loan 1.00% to 3.00%

6 Personal Overdraft 1.50% to 3.50%

7 Term Loan 1.50% to 3.50%

8 Agriculture Loan Up to 2.00%

9 Prime Loan 0.75% to 2.75%

E. Deprived Sector Premium Over Base Rate (% p.a.)

1 Deprived Sector Loan (Institutional) Up to 2.00%

2 Deprived Sector Loan (Personal) Up to 3.00%

3 DLS Auto Loan/ Low-Cost Housing/others Up to 3.00%

Other Loan Up to 5.00%

Loan Against Fixed Deposit Coupon Rate + 2% or Base Rate (Whichever is higher)

F. Fixed Interest Rate on Term Loan upto 15 Years Base Rate + 4%

Average Base Rate 7.71%