गुहेश्वरी मर्चेन्ट बैंकिङ्ग एण्ड फाइनान्सको नयाँ ब्याजदरGuheswori Merchant Banking & Finance: New Interest Rates

INTEREST RATES

(Effective from 2083/06/01)

A. Fixed Deposits

Period Interest Rate (p.a.) Individual Interest Rate (p.a.) Institution Payment Frequency

3 months 3.00% - Quarterly/ Maturity

6 months to 9months 3.25 % 2.75% Quarterly/ Maturity

1 years to below 3 years 3.50% 2.75% Quarterly/ Maturity

3 years to below 5 years 4.00% 3.25% Quarterly/ Maturity

5 years and above 6.00% 4.50% Quarterly/ Maturity

Recurring Deposit (1 year to 10 Years period) 3.50% - Quarterly/ Yearly

Call Deposit Up to 1.40% - Quarterly

B. Saving Deposits

Products Interest Rate (p.a.)

General Saving/ C-ASBA Saving 2.80%

Privileged Saving/ Employee Saving 2.80%

Senior Citizen/Women/Children Saving 2.80%

Old Aged Senior Saving/ Remit Saving 2.80%

Guheswori Super Saving 2.80%-3.00%

Remittance Account ** Additional 1 % interest in above quoted rate

C. Loan and Advances Premium Rate (p.a.)

Deprived Sector Loan (Institutional) Base Rate + up to 2 %

Deprived Sector Loan (Personal) Base Rate + up to 5 %

Agriculture Loan Base Rate + up to 2 %

SME Loan Base Rate + up to 2 %

Loan Against Fixed Deposit Coupon Rate + 2.5 %

Term Loan/Overdraft (Business) Base Rate + up to 4 %

Term Loan/Overdraft (Personal Type) Base Rate + up to 5 %

Other Loan Base Rate + up to 5 %

Fixed Interest Term Loan Interest Rate (p.a.)

(For	1	2	8.00
(Above	2	5	10.00

Above 5 years period 11.00 %

Consortium Loan As per consortium decision

Note: Base Rate: 6.28% (Average rate Shrawan 2083)

** Remittance should be received from banking channel.