government4 min readNepal Finally Swings the Axe on 31 State Bodies — the Real Test Is Whether the Savings MaterializeUltimately, this is where Nepal's reforms have always been decided — in the gap between announcement and execution. Routing the cull through the budget and accompanying legislation gives it more force than the bare pledges previous governments made and abandoned, which is reason for cautious optimism. But whether the 31 bodies actually wind down rather than linger on paper, whether their people and assets are redeployed, and whether the promised Rs 20 billion ever shows up in the books — that, and not the length of the list, is what will tell whether this time was different.Dipesh Ghimire·8 Jun, 2026
Top3 min readWhy a Stock's Price Falls After a Bonus Share — and Why 'Free Shares' Are Not Really FreeThe bottom line is liberating in its simplicity. A bonus share increases the share count, lowers the per-share price and leaves total value unchanged. Lasting wealth in the market comes from a company's earnings actually growing — not from slicing the same pie into thinner pieces. The wise investor reads the arithmetic before chasing the announcement. Dipesh Ghimire·8 Jun, 2026
Money Came Home2 min readMoney Came Home, the System Didn't: Why Returnee Migrants' Businesses FailThat is why, on returning from abroad, it is essential to bring back more than money — business systems and processes, sound management capacity, the skill to build teams and lead them, and long-term business thinking and planning. Because the future is built not by money alone, but by systems and by thinking. The conclusion is simple: only if you can build a system do you become, in the true sense, an owner rather than a worker. Otherwise, the capital earned abroad risks running dry at home — and the same departure ticket waits to be bought all over again.Dipesh Ghimire·8 Jun, 2026
NEPSE3 min readWhy the Index Can Mislead: How a Handful of Heavyweights Steer NEPSEThe conclusion is simple but liberating: the NEPSE index is a weighted average, and weighted averages have favorites. To read the market well, watch not just the number that moves, but the handful of heavyweights doing the moving.Dipesh Ghimire·5 Jun, 2026
Abraham Lincoln's3 min readFrom the Depths to the White House: What Abraham Lincoln's Defeats Really TeachSo remember this. If love has wounded you, if business has bled you, if life has handed you failure upon failure — that is not the end of the story. History has proven, through this man above almost all others, that the person who walks through the deepest darkness is often the one who reaches the brightest destination. Lincoln's life teaches that success is not the art of never falling; it is the courage to rise after every single fall. Do not blame your circumstances. Accept the struggle. Keep moving. The greatest chapter of your life may not have been written yet.Dipesh Ghimire·5 Jun, 2026
Deposit3 min readRs 8 Trillion in the Vault, Few Takers at the Counter: Deposit Milestone Masks a Credit DroughtUntil that turn comes, the pattern looks set to persist: deposits climbing, loans crawling, and the central bank vacuuming up the difference. Rs 8 trillion is a number that flatters the system. Money waiting, after all, is not money working.Dipesh Ghimire·5 Jun, 2026
Energy3 min readPlan Now, Deliver on Time: Energy Minister Puts NEA on the Clock for Budget ImplementationThe meeting closed with a timeline. The deputy executive directors informed the minister that a detailed action plan is being prepared for submission to the NEA board by Asar 15 — that is, before the new fiscal year even begins. The sequencing matters: Nepal's chronic implementation failure is the year-end spending rush, in which plans are finalized late and budgets are burned in the final quarter. Front-loading the plan so that execution can start from day one of the fiscal year is the textbook remedy. Whether it works will depend on what no action plan can fully anticipate — procurement delays, land acquisition disputes and the everyday friction of building infrastructure in Nepal. The directives are now on record; from Shrawan onward, the only measure that counts is delivery.Dipesh Ghimire·5 Jun, 2026
Top2 min readBuilt by the Storm: Why the Hardest Seasons Produce the Strongest LivesSo when circumstances press down with all their weight, do not surrender to them. Hold your patience. Stay committed to your goal. Keep trying — not occasionally, but relentlessly, especially on the days when effort feels pointless. Because the person who can barely, painfully, stubbornly make it through the worst of times is precisely the person who carries within them the capacity to build the brightest, most successful and most honorable of futures.Dipesh Ghimire·4 Jun, 2026
Nepal Reinsurance Company 3 min readRewarded While in Breach: Budget Hands Nepal Re a Captive Market as Its Governance CrumblesWhat stands out most is the sequencing. The budget rewarded first and demanded nothing in return. The 20 percent mandate and the pool leadership could easily have been conditioned on the company restoring compliance — publishing its overdue financials, convening its long-delayed AGM, filling its empty board seats. Until that happens, the special protection extended to Nepal Re will look less like industrial policy and more like what it currently is: a guaranteed income stream awarded to a company that answers to no one.Dipesh Ghimire·4 Jun, 2026
Nepal's Supreme Court 4 min readA Caution Could Now Cost the Corner Office: Supreme Court Ruling Rattles Nepal's BanksThe longer-term stakes cut in two directions. If every caution now carries career-ending force, the central bank may grow hesitant to use its lighter supervisory tools at all — a chilling effect that could push enforcement either toward informal pressure or toward nothing. Alternatively, the ruling could harden governance discipline overnight, since a board seat or a CEO's office now carries genuine regulatory jeopardy. Either way, the cost of crossing the regulator has just risen sharply — and the next move belongs, by court order, to the central bank itself.Dipesh Ghimire·4 Jun, 2026