NEPSE3 min readWhy the Index Can Mislead: How a Handful of Heavyweights Steer NEPSEThe conclusion is simple but liberating: the NEPSE index is a weighted average, and weighted averages have favorites. To read the market well, watch not just the number that moves, but the handful of heavyweights doing the moving.Dipesh Ghimire·5 Jun, 2026
Abraham Lincoln's3 min readFrom the Depths to the White House: What Abraham Lincoln's Defeats Really TeachSo remember this. If love has wounded you, if business has bled you, if life has handed you failure upon failure — that is not the end of the story. History has proven, through this man above almost all others, that the person who walks through the deepest darkness is often the one who reaches the brightest destination. Lincoln's life teaches that success is not the art of never falling; it is the courage to rise after every single fall. Do not blame your circumstances. Accept the struggle. Keep moving. The greatest chapter of your life may not have been written yet.Dipesh Ghimire·5 Jun, 2026
Deposit3 min readRs 8 Trillion in the Vault, Few Takers at the Counter: Deposit Milestone Masks a Credit DroughtUntil that turn comes, the pattern looks set to persist: deposits climbing, loans crawling, and the central bank vacuuming up the difference. Rs 8 trillion is a number that flatters the system. Money waiting, after all, is not money working.Dipesh Ghimire·5 Jun, 2026
Energy3 min readPlan Now, Deliver on Time: Energy Minister Puts NEA on the Clock for Budget ImplementationThe meeting closed with a timeline. The deputy executive directors informed the minister that a detailed action plan is being prepared for submission to the NEA board by Asar 15 — that is, before the new fiscal year even begins. The sequencing matters: Nepal's chronic implementation failure is the year-end spending rush, in which plans are finalized late and budgets are burned in the final quarter. Front-loading the plan so that execution can start from day one of the fiscal year is the textbook remedy. Whether it works will depend on what no action plan can fully anticipate — procurement delays, land acquisition disputes and the everyday friction of building infrastructure in Nepal. The directives are now on record; from Shrawan onward, the only measure that counts is delivery.Dipesh Ghimire·5 Jun, 2026
Top2 min readBuilt by the Storm: Why the Hardest Seasons Produce the Strongest LivesSo when circumstances press down with all their weight, do not surrender to them. Hold your patience. Stay committed to your goal. Keep trying — not occasionally, but relentlessly, especially on the days when effort feels pointless. Because the person who can barely, painfully, stubbornly make it through the worst of times is precisely the person who carries within them the capacity to build the brightest, most successful and most honorable of futures.Dipesh Ghimire·4 Jun, 2026
Nepal Reinsurance Company 3 min readRewarded While in Breach: Budget Hands Nepal Re a Captive Market as Its Governance CrumblesWhat stands out most is the sequencing. The budget rewarded first and demanded nothing in return. The 20 percent mandate and the pool leadership could easily have been conditioned on the company restoring compliance — publishing its overdue financials, convening its long-delayed AGM, filling its empty board seats. Until that happens, the special protection extended to Nepal Re will look less like industrial policy and more like what it currently is: a guaranteed income stream awarded to a company that answers to no one.Dipesh Ghimire·4 Jun, 2026
Nepal's Supreme Court 4 min readA Caution Could Now Cost the Corner Office: Supreme Court Ruling Rattles Nepal's BanksThe longer-term stakes cut in two directions. If every caution now carries career-ending force, the central bank may grow hesitant to use its lighter supervisory tools at all — a chilling effect that could push enforcement either toward informal pressure or toward nothing. Alternatively, the ruling could harden governance discipline overnight, since a board seat or a CEO's office now carries genuine regulatory jeopardy. Either way, the cost of crossing the regulator has just risen sharply — and the next move belongs, by court order, to the central bank itself.Dipesh Ghimire·4 Jun, 2026
Nepal's EV Tax4 min readExcise Out, New Fee In: Nepal's EV Tax Overhaul Hits the Middle-Class Buyer HardestNADA's Upreti argues the market can absorb the higher taxes — on one condition. "Consumer purchasing power has to grow. Capital spending must rise to get money circulating in the market," he says. "If the domestic market gets moving, it energizes the entire sector." In other words, whether this tax overhaul dents Nepal's EV boom or merely skims revenue off it will depend less on the rates themselves than on whether the government spends its budget fast enough to keep buyers walking into showrooms.Dipesh Ghimire·4 Jun, 2026
Non-Life Insurance3 min readNon-Life Insurance Stocks Rally as Budget Doubles Third-Party Motor CoverThere is also a side of the equation the share market does not trade: the policy's real-world trade-off. Vehicle owners face renewals that could cost 30 percent more, while victims of road accidents gain access to a compensation pool twice as deep. Whether the budget provision proves a windfall for insurers, a burden for motorists or simply better protection for the public will become clear only once the rate committee puts a number on it.Dipesh Ghimire·4 Jun, 2026
Global payments 4 min readVisa Bets Long Term on Nepal as the Economy Inches Away from CashThe real test, then, is maturity rather than momentum. By Visa's own yardstick, the market will have come of age when consumers transact digitally with full confidence, businesses accept payments without friction, and the system's records start translating into credit, formalization and deeper participation in the economy. If Nepal gets that right, the company argues, the payoff will reach well beyond the financial sector — stronger businesses, wider access and an economy more firmly connected to the world. The direction is promising; the hard part is the plumbing, and the trust.Dipesh Ghimire·4 Jun, 2026