Nepal's Bank3 min readNepal's Bank Deposits Continue to Rise Despite Falling Interest RatesOverall, recent developments suggest that Nepal's banking system continues to enjoy strong public confidence despite declining interest rates. Unless alternative investment sectors such as capital markets or real estate become significantly more attractive, deposit growth is expected to remain resilient. For now, banks continue to serve as the preferred destination for household savings, supported by remittance income, digital financial inclusion and a cautious investment environment that favors stability over risk.Dipesh Ghimire·18 Jun, 2026
Banks Turn to FIFA World Cup3 min readBanks Turn to FIFA World Cup 2026 as a Strategic Investment PlatformUltimately, the FIFA World Cup has become much more than a football championship. It now represents a global marketplace where sports, finance, technology, and branding intersect. The participation of major financial institutions such as Bank of America signals that international banking is entering a new phase of sports marketing, where investment in global events is viewed not merely as sponsorship but as a long-term strategy for business expansion and customer growth.Dipesh Ghimire·18 Jun, 2026
Trading Tools6 min readNepal's Capital Market Needs More Than Trading Tools — It Needs Instruments That Build an EconomyThe conclusion that emerges from a comprehensive look at Nepal's capital market instruments — their history, their current scale, their theoretical underpinnings, and their gaps — is that the country stands at a genuine crossroads. The instruments currently available have mobilized meaningful capital and brought real economic benefits. But the instrument mix is too narrow, too concentrated in ordinary equity, and too disconnected from the diverse financing needs of a developing economy with ambitious industrial, environmental and social goals. The path forward requires not just adding new trading instruments for secondary market participants, but deliberately designing a menu of financing tools matched to the actual characteristics of Nepal's industries, its risk profile, and the capacity of its investor base to understand what they are buying. Self-regulation, transparency and financial literacy are not soft add-ons to this agenda. They are the foundation without which any new instrument, however well-designed, becomes another vehicle for the kind of concentrated systemic risk that Nepal's capital market can ill afford.Dipesh Ghimire·16 Jun, 2026
Hydropower IPO6 min readNepal's Hydropower Share Market Is Built on Unanswered Questions — And Regulators Must Act Before It UnravelsThese are not questions that can wait for a market crisis to force the answers. By the time the first major hydropower license expiry begins to approach — and given that projects licensed in the 2050s will reach their transfer dates within the next decade — the question of what happens to hundreds of thousands of retail investors' holdings will no longer be theoretical. Whether Nepal's regulators move now to build a coherent framework, or wait until the problem arrives fully formed, will determine whether the country's capital market emerges from the hydropower era stronger and more trusted, or damaged in ways that could take a generation to repair.Dipesh Ghimire·16 Jun, 2026
Nepal's Hydropower5 min readNepal's Hydropower Stocks Carry a Hidden Expiry Date — and Most Investors Have No IdeaWhat Nepal's policymakers, regulators and the investment community must now confront is whether the country can continue allowing hundreds of thousands of retail investors to accumulate exposure to an asset class whose terminal value is fundamentally uncertain, without at minimum requiring clear, standardized disclosure of the transfer timeline and its implications in every prospectus, every annual report, and every secondary market transaction. The commission has identified the problem. The harder work of designing a solution — whether through special accounting treatment, mandatory reserves against license expiry, or an entirely new regulatory category for BOOT model equities — remains largely undone.Dipesh Ghimire·16 Jun, 2026
Hydropower Stocks4 min readHydropower Stocks Now Drive Nepal's Capital Market, Commanding 45 Percent of All Trading ActivityNone of this diminishes the genuine achievement that hydropower's capital market journey represents. Private sector energy companies tapping public savings to build national infrastructure is exactly the kind of financial deepening that developing economies need. The challenge now is whether Nepal's regulators and policymakers have the wisdom to encourage diversification of the listed universe before the market's dependence on a single sector creates vulnerabilities that even the most enthusiastic hydropower investor would prefer to avoid.Dipesh Ghimire·16 Jun, 2026
Nepal's Hydropower4 min readNepal's Hydropower IPO Rules: A Web of Overlapping Laws That Companies Must NavigateTaken together, what this legal framework reveals is a system that is simultaneously protective and cumbersome. The multiple layers of approval — from the Electricity Regulatory Commission, through securities regulators, and ultimately to the stock exchange — were each designed with legitimate goals in mind. But the cumulative effect is a process that demands extraordinary patience, documentation, and institutional capacity from hydropower companies. Whether Nepal can streamline this framework without abandoning investor protection will be one of the defining regulatory challenges as the country pushes toward its ambitious electricity generation targets in the years ahead.Dipesh Ghimire·16 Jun, 2026
Nepal's Capital Market3 min readNepal's Capital Market at a Crossroads: Three Decades of Growth, Yet Fundamental Weaknesses PersistThe underlying message running through the commission's findings is difficult to ignore. Nepal's capital market has the potential to become a powerful engine for channeling domestic savings into productive investment, reducing the economy's dependence on bank lending, and giving ordinary citizens a meaningful stake in the country's corporate growth. But that potential is being squandered. Until the government treats regulatory independence, market diversification and investor protection as genuine priorities rather than items on a reform checklist, Nepal's stock market will remain what it largely is today — a speculative arena shaped more by rumor and manipulation than by economic fundamentals.Dipesh Ghimire·16 Jun, 2026
Nepal’s Economy 6 min readTourism Earnings Slip While Education Spending Abroad Climbs: Nepal's Services Account Remains in Deficit at Rs.68 BillionIn-depth analysis of Nepal's services trade and travel account — FY 2082/83, Ten Months (Through Baisakh 2083)Dipesh Ghimire·10 Jun, 2026
Nepal’s Economy 7 min readNepal's Terms of Trade Deteriorate by 16.9 Percent: Import Prices Surge 24 Percent While Export Prices Crawl at 3.1 PercentIn-depth analysis of Nepal's trade structure and export-import price indices — FY 2082/83, Ten Months (Through Baisakh 2083)Dipesh Ghimire·10 Jun, 2026