मितेरी डेभलपमेन्ट बैंकको नाफामा उल्लेख्य सुधार: १२० प्रतिशतले बढ्यो खुद नाफाAnalyzing Miteri Development Bank’s Q2: A 120% Profit Surge Driven by Lean Operations and Core Income
मितेरी डेभलपमेन्ट बैंकको नाफामा उल्लेख्य सुधार: १२० प्रतिशतले बढ्यो खुद नाफा काठमाडौं – सञ्चालन खर्चमा आएको गिरावट र खुद ब्याज आम्दानीमा भएको वृद्धिले मितेरी डेभलपमेन्ट बैंक लिमिटेड (MDB) ले चालु आर्थिक वर्षको दोस्रो त्रैमासमा उत्साहजनक वित्तीय नतिजा सार्वजनिक गरेको छ। बैंकले सार्वजनिक गरेको अपरिष्कृत वित्तीय विवरण अनुसार पुस मसान्तसम्ममा बैंकको खुद नाफा अघिल्लो वर्षको तुलनामा १२०.२५ प्रतिशतले बढेको हो। बैंकले चालु आर्थिक वर्षको पहिलो छ महिनामा ५ करोड ७० लाख रुपैयाँ खुद नाफा आर्जन गरेको छ। गत आर्थिक वर्षको सोही अवधिमा बैंकको नाफा २ करोड ५८ लाख रुपैयाँमा सीमित थियो।Analyzing Miteri Development Bank’s Q2: A 120% Profit Surge Driven by Lean Operations and Core Income KATHMANDU – Miteri Development Bank Limited (MDB) has delivered a standout financial performance for the second quarter (Q2) of the current fiscal year (2082/83). In an environment where many regional lenders are struggling with margin compression, Miteri has reported a staggering 120.25% jump in net profit, reaching NPR 5.70 crore compared to the NPR 2.58 crore recorded in the same period last year. The Engine of Growth: Net Interest Income and Cost Management The cornerstone of Miteri’s success this quarter is its "Spread Efficiency." The bank’s Net Interest Income surged by 68.43%, totaling NPR 14.46 crore. The Interpretation: This growth was largely fueled by a significant reduction in the Cost of Funds, which dropped from 6.12% to 4.74%. Essentially, the bank is paying much less to its depositors while maintaining healthy lending rates. This efficiency allowed the Operating Profit to more than double, jumping from NPR 3.69 crore to NPR 8.14 crore.
